Greeley Community Development Fund
The Greeley Community Development Fund ('GCDF') assists with the financial needs of companies expanding or locating to the City of Greeley. The GCDF provides short-term financing or loan guarantees for up to 45% of total project costs, when the remaining project costs are funded through banks, private investors, or other loan programs.
Program Qualifications
All for-profit business enterprises located within the City of Greeley are eligible for the program; however, special priority will be given to business development or redevelopment projects located within the downtown area and/or projects of Hispanic/minority ownership.
Selected projects for funding and/or loan guarantees are expected to create or retain jobs within the city and stimulate the general business development and redevelopment goals of the City of Greeley.
Loan/Guarantee Terms
- The minimum loan amount is $20,000; The maximum loan amount is $125,000.
- The maximum loan term is 5 years.
- Interest rates will be negotiable based on the national prime rate.
- Loan collateral will be considered on a case-by-case basis. The GCDF may assume a 2nd or 3rd position in order to leverage other lender involvement.
- Personal guarantees or co-signatures from the borrowers are required.
- At least 10% of the project cost or market value must be invested by the borrower.
- Origination/closing fee equal to 2% of the loan amount or guarantee.
- A non-refundable $50 loan application fee is required. An invoice will be provided upon completion of the application.
For more information and an application, visit Upstate Colorado